Ok. I think I understand the difference between TOV and velvet.... But I just want to make sure. As far as I understand it, a velvet should have a dark (either brown or black) face and back which fades as it goes down. with very white belly. Where as a TOV is darker on top and fades as it reaches the belly but never compete goes white. is that correct? How can you tell if a chin is a TOV or just has a "dirty belly"?how do you know when a white is a TOV? I appreciate your time in explaining this, colors still confuse me.