Chin Insurance

[dragsil]

Is it common to have insurance for chins? I just put in an application for my boys, it works out surprisingly cheap since I only have two ($70USD per year per chin) and covers pretty much everything which gives me great peace of mind since vet care can be so expensive.

Fingers crossed everything checks out ok and I don´t end up needing it

 

[Andrea]

Which insurance are you getting? I have never taken any of my chins to the vet though I do know that any vet visit for a chin would likely exceed $70 so it sounds like a good deal...just be careful of scams as I know many pet insurance companies often promise coverage and then flake out and try to claim their rights from "small print" that is easy to miss...

 

[ChinnieShop]

I researched this as well when my Chinnie was ill a few weeks ago. From everything I read most insurances do not offer for exotics, but there was a really good one I heard about but it is in the UK. For the most part I have a care credit card that I applied for, its a credit card for your pets mainly, or what other suggested is just open a bank account and add some money in there once a month, then eventually when you need it for vet visits or emergencies you have it.

 

[Vcchinchilla]

who do you go to for insurance?
every pet insurance i've found only goes to regular pets like dogs cats rabbits

 

[dragsil]

who do you go to for insurance?
every pet insurance i've found only goes to regular pets like dogs cats rabbits

It's a Swedish company called Agria but they wouldn't do insurance outside of the company, I have never had any kind of pet insurance before but was surprised because it caters to smaller animals too and offers special policies for guinea pigs, gerbils and hamsters also. I've had a friend use them for their cat and they paid up alright for claims such as blood tests and X rays, so I´m hoping it is the same for chins. This place comes recommended by my chin society too which made the choice pretty easy.

There was the option to take out life insurance as well but I didn't go for that, It just would have cost more and I don't think money would make me feel better in the event that something happened to them, I'ld feel bad even just filing a claim for that although I can see why breeders or people who show might need it.

It really sucks if you guys are having problems finding insurance for chins in the US, they are WAY more popular over there than here so it´s odd that I was able to find a good policy.

 

[Airyn]

In February, VPI quoted me $11 per chin per month and they actually did cover a lot. I want to enroll my guys eventually. I'm just the queen of procrastination.

http://www.petinsurance.com/plans-and-coverage/birds-and-exotic-pets.aspx

 

[dragsil]

In February, VPI quoted me $11 per chin per month and they actually did cover a lot. I want to enroll my guys eventually. I'm just the queen of procrastination.

http://www.petinsurance.com/plans-and-coverage/birds-and-exotic-pets.aspx

Nawww, they cover Geckos!

 

[Dreamlite]

I work at a vet office and we don't suggest pet insurance. All the claims we have filled have been deniged for stupid reasons. If a breed is prone to a issue they don't cover it, if its just old age related they don't cover it, just a lot of holes in coverage. I would be very careful getting it from any company. What we suggest is carecredit. It works well for lots of people. Gives you months with no iterest so you can work out payments that work for you.

 

[Airyn]

Nawww, they cover Geckos!

Yeah, they were pretty thorough! I was pleasantly surprised. Shame you're in Sweden! )

 

[BooBoo*TheKiddo*]

Carecredit, will turn you down if you have anything in collection on your credit report. I learned this last night when I applied.
Mind you I'm 20, and have no credit at all. Been told this by many places, so I tried and it denied me due to something on my credit report. I had to get a copy of my credit report online only to find something on there as of the beginning of December. So now I have to dispute it because I haven't a clue what it is and they say I owe them money. So I have to reapply after that is taken off my credit report.

UGH!

 

[Jaina_Organasolo]

Exotics Direct do insurance in the UK but I don't bother. The issue I have is the exclusions. They won't cover anything to do with breeding (which I don't) and they won't cover Dental. I've run up about £600 in bills in 3 months. Treating URI, but it looks like its dental related; £300 has directly been dental related and £130 was an emergency vet trip at 3am. They will only pay out if THEY deem it was an emergency and you could argue that the emergency resulted from dental issues (He snapped a tooth, stopped eating and went into stasis).
So even though I've had massive bills they would pay out for a tiny bit, if at all. The only example the vet gave me when he tried to persuade them to insure the Chins was someone who recently had to have an amputation done. Seeing as one of them is confirmed malo and another is suspected malo there seems little point.