Thats the cost of living in California, beautiful country, seat of culture, tons of people, and no pets! lol! You could always release koalas to combat your fun euciliptis(sp?) tree issue... lol. I used to live in the North Bay area for a bit.
But yes chinchilla = not so cuddly but great interactive pet. Also medium to high mainanence, depends on the chinchilla really. They need a schedule and need play time! So do sugargliders but atleast when they get sleepy they will sleep on you.